Posted by Aaron Everdyke on Fri, 09/08/2017 - 13:04
As some of you may know Aaron is our resident baseball fanatic. Earlier this month baseball celebrated a fictitious holiday, Bobby Bonilla day. Bobby Bonilla day is where baseball fans recognize the annual payment of $1,193,248.20 to Bonilla from the Mets. If you’re confused on what this means, or why it matters read on.
Food for Thought
Posted by Michael Allen on Fri, 09/08/2017 - 13:03
As financial planners we spend a lot of time looking at portfolio returns. One of the most important things we can do when analyzing these returns is to maintain perspective. This means keeping in mind how long-term averages and goals are achieved and reminding ourselves what accomplishing these return goals can look like over short periods of time.
Protect Yourself from Identity Theft
Posted by Aaron Everdyke on Mon, 07/10/2017 - 14:29
You may be like most people. You believe that identity theft could never happen to you. Then, one day, you go to the mailbox, open your monthly credit card statement, and see a host of charges made to your account in a country you’ve never dreamed of visiting. That’s a type of identity theft, and you’ve become one of the millions of its victims in the U.S. every year.
What can you do to protect yourself?
Flexible College Savings
Posted by Michael Allen on Mon, 07/10/2017 - 14:16
529’s are the vehicle of choice for college savings. Your money grows tax free and distributions for college are tax free.
That’s great when things are straight forward. Most questions around these plans come from the land of “What if?” and that’s actually where 529’s may be a bit more forgiving than you think.
Becoming a REAL pain
Posted by Aaron Everdyke on Mon, 07/10/2017 - 12:47
Last November we wrote an article about the REAL ID Act and the effect it would have on some US citizens but primarily Pennsylvania residents.
Is That Really Necessary?
Posted by Aaron Everdyke on Mon, 07/10/2017 - 12:46
This week marked the conclusion of two major sports seasons and neither championship had a shortage of truly ridiculous acts. Our very own Pittsburgh Penguins won their second consecutive Stanley Cup on Sunday night, much to the chagrin of Predator fans everywhere. Attempting to derail the former champs, Preds fans tried to cast some bad juju by throwing catfish at people. If that wasn’t enough lunacy, the average ticket price in Nashville during the Stanley Cup was over $2,500 with some people paying as much as $7,800 to get a taste. The NBA on the other hand wasn’t
Next Gen Estate Planning
Posted by Aaron Everdyke on Mon, 07/10/2017 - 12:45
Estate planning is a tricky thing, and unfortunately it doesn’t seem to be getting any easier. Witnessing it with my dad and his father puts the importance of it further into focus. It seems like most people just don’t grasp the urgency of it. We often hear things like “I don’t have enough money to worry about that.” or the famous “I’ll plan after I retire.” and sentiments like that often lead to troubles for loved ones or last-minute scrambling. We could honestly spend countless newsletters going over estate planning, but we don’t want to inundate you. S
A Self-Fulfilling Prophecy
Posted by Michael Allen on Mon, 07/10/2017 - 12:17
In 2016, a record $504 Billion Dollars was invested in index tracking passive funds. This follows up flows of $418 Billion and $422 Billion the previous two years into these types of investments according to a 2016 Morningstar report. Considering the total fund space contains about $15 Trillion dollars, those movements of about 9% per year are large.
Building a Better Vacation
Posted by Aaron Everdyke on Mon, 07/10/2017 - 12:13
With summer just around the corner, it's time to get moving on your vacation plans before it's too late. Whether you decide to book online yourself or go through a travel agent, here are some tips to help you save time and money.
If you're short on time
Cutting the Cord
Posted by Aaron Everdyke on Fri, 05/26/2017 - 10:41
Television as a medium hasn’t changed a whole lot since its inception. Sure, TV’s are pencil thin and we have 900 high definition channels but overall, it’s pretty much the same. Most people tend to get their service from one of the satellite or cable companies, while others still opt for local channels through an antenna. Recently people have begun to look for more options away from the quasi-monopoly television conglomerates; these people are commonly known as cord cutters.